Effective Date: 21 April 2025

Welcome to Money Catcher! We are glad to have you here. These Terms of Use (“Terms”) govern your use of the Money Catcher mobile application and any related services we offer (collectively referred to as “Service”). By accessing and using Money Catcher , you are agreeing to comply with and be bound by these Terms in their entirety. If you do not agree with any part of these Terms, we kindly ask that you refrain from using the Service.

1. Eligibility
   To ensure a safe environment for our users, you must be at least 13 years of age to use Money Catcher. If you are younger than 18 years old, it is essential that you obtain permission from a parent or guardian before accessing or using the Service.
2. Account Registration
   In order to access certain features of the Service, you may need to create an account with us. By creating an account, you agree to provide accurate, complete, and current information at the time of registration, and to continuously update this information as necessary. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. If you suspect that someone else has accessed your account, please notify us immediately.
3. Use of the Service
   You agree that you will use Money Catcher solely for lawful purposes and in a manner that complies with all applicable laws and regulations. You may not engage in any activities that include, but are not limited to: violating any local, state, national, or international laws; attempting to gain unauthorized access to other users’ accounts or systems; or uploading any harmful, offensive, misleading, or otherwise inappropriate content that could harm or disrupt the experience of other users.
4. Privacy
   Your privacy is of utmost importance to us at Money Catcher. We encourage you to review our Privacy Policy carefully to understand how we collect, use, store, and safeguard your personal information. Your continued use of the Service signifies your acceptance of our privacy practices.
5. Data and Backups
   While we make every effort to protect your data and maintain the integrity of the Service, you are ultimately responsible for backing up any important information stored in the app. We cannot be held liable for any loss of data that may occur due to technical issues, user errors, or any other unforeseen circumstances.
6. Subscription and Payments
   Please be aware that some features within Money Catcher may require you to pay a subscription fee or a one-time payment. We will transparently disclose all fees and charges prior to you completing a purchase. All payments will be processed through secure, trusted third-party payment processors to ensure your credit card information and other sensitive data are protected.
7. Intellectual Property
   Money Catcher and all associated content, including but not limited to logos, text, graphics, and software, are the exclusive property of Soc Chip Tech. You are not permitted to copy, modify, reproduce, distribute, or create derivative works based on any part of the Service without our explicit written consent. Any unauthorized use may violate copyright, trademark, and other applicable laws.
8. Termination
   We reserve the right to suspend or terminate your account without prior notice if we discover that you have violated any of these Terms or have misused the Service in a way that is contrary to our guidelines. In the event of termination, we retain the right to prohibit you from accessing the Service in the future.
9. Disclaimers
   Money Catcher is provided to you on an “as-is” basis, without warranties of any kind, whether express or implied. We do not guarantee that the Service will be available at all times or that it will be uninterrupted or free from errors. Your use of the Service is at your own risk, and we are not responsible for any resulting damages or issues.
10. Limitation of Liability
    To the fullest extent permitted by applicable law, neither Money Catcher nor its team will be liable for any indirect, incidental, consequential, or special damages arising from or related to your use of the Service. This includes any loss of profits, data, or other intangible losses that may occur as a result of our Service.
11. Changes to These Terms
    We may periodically update or modify these Terms to reflect changes in our policies or to comply with legal requirements. We will notify you of any significant changes that could affect your rights or obligations. Your continued use of the Service after any modifications indicates that you accept and agree to the updated Terms.
12. Contact Us
    If you have any questions, concerns, or feedback about these Terms or the Service in general, please do not hesitate to reach out to us at:
    📧 socchiptech@gmail.com
    🌐 socchiptech.com

Thank you for choosing Money Catcher! We appreciate your commitment to these Terms and your trust in us.