Effective Date: 21 April 2025

Welcome to Soc Chip Tech! We deeply value your privacy and understand how important it is to protect your personal information. This Privacy Policy outlines in detail how we collect, utilize, and safeguard your personal information when you engage with the our mobile application and our related services, collectively referred to as the “Service.”

By using application, you signify your agreement to the collection and use of your information as described in this policy, and we encourage you to read it thoroughly to understand our practices.

Information We Collect

We gather several types of information about you in the course of providing our Services:

a. Personal Information
This includes your name, email address, and password, which you provide when creating an account with us. We also collect payment information, notably if you choose to subscribe to any premium features, which is processed securely through trusted third-party services. Additionally, you have the option to upload a profile picture, although this is not mandatory.

b. Financial Data
The financial data we collect consists of various details related to your expenses, such as the amount spent, category of expenditure, and the date of the transaction. You can also upload photos of receipts or bills for your records. Furthermore, you have the ability to add notes and tags to transactions to help categorize and organize your financial information according to your preferences.

c. Usage Data
We collect usage data that helps us understand how our application is being utilized. This includes information about the type of device you are using, the operating system it runs on, as well as your IP address and your general geographic location. We also monitor in-app behavior and how frequently you use certain features, along with any crash or error logs that may occur.

Contact Us
If you have any questions, concerns, or comments regarding this Privacy Policy or our handling of your data, we invite you to reach out to us. You can contact us via email at socchiptech@gmail.com  or visit our website at socchiptech.com  for more information. We are here to help and address any concerns you may have.

How We Use Your Information
The information we collect from you is used to enhance your user experience in several ways. Primarily, we use your information to provide and maintain the Service effectively. We also aim to sync your data seamlessly across multiple devices if that feature is applicable to you. Additionally, we continuously work on improving app performance and enhancing user experience based on the data we gather. Furthermore, we use your information to communicate essential updates or new features that may be relevant to you. Lastly, we may send you optional marketing or promotional content, although you have the right to opt-out of these communications at any time.

Sharing Your Information
We want to assure you that we do not sell your data to any third parties. We only share your information under specific circumstances, such as with trusted third-party service providers, which may include cloud storage services, analytics firms, and payment processing companies that assist in operating our Services. We may also disclose your information when required by law, such as in response to legal requests or to comply with regulatory obligations. Additionally, we may share your data with your explicit consent, for instance, if you decide to share data with another user. All of our partners and service providers are contractually obligated to protect your data and to use it solely for the intended purposes outlined in this policy.

Data Security
We take the security of your data extremely seriously and have implemented a variety of measures to protect it. This includes using end-to-end encryption for sensitive data to ensure that it remains secure throughout its transmission. We utilize secure cloud storage solutions to safeguard your information. Additionally, we have established access controls and authentication protocols to limit the access of your information to only authorized personnel. However, it is important to note that no system can be guaranteed to be 100% secure. Therefore, we recommend that you use a strong password to protect your account and take steps to keep your device secure.

Data Retention
We retain your personal information for as long as your account is active or as long as is necessary for us to provide the Service to you effectively. You have the right to request the deletion of your account and data at any time, and you can do this by contacting us through the contact information listed below. We will strive to fulfill your request as soon as possible, in accordance with applicable laws.

Your Rights
Depending on your geographical location, you may have specific rights regarding your personal data. These rights may include the ability to access the personal data we hold about you, correct any inaccurate or outdated information, and request the deletion of your data when it is no longer needed. You also have the option to opt out of any marketing communications we may send. To exercise any of these rights, we encourage you to reach out to us at socchiptech@gmail.com , and we will provide you with the necessary assistance.

Children’s Privacy
It is important to note that Moneez is not designed for children under the age of 13. We do not knowingly collect personal data from children or allow them to use our services. If we become aware that we have unintentionally collected personal data from a child, we will take prompt action to delete it from our records.

Changes to This Policy
We may periodically update this Privacy Policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. Should we make significant changes, we will notify you through the app or via email, so you are aware of the changes made. Your continued use of the Service following such updates indicates your acceptance of the revised policy.